To buy the right home insurance plan, it is important to consider all your options. The essential covers in a home insurance policy are:
- Natural Disasters / Earthquake, Storm, Tempest, Flood
- Smoke, Lightning and Explosion
- Theft or Burglary Insurance including Hold-up
- Water Damage to and from Neighbors
- Safe Valuables including Jewelry and Cash
- Strikes, Riots and Malicious Damages
- Accidental Breakage
- Third Party Liability / Your Liability Towards Others
More importantly, it is important to provide us with accurate information in order to be able to offer you a plan that is not only appropriate but also covers you properly in case of a claim.
To purchase the right home insurance plan, it is important to consider all your options, understand the plan exclusions, and work with solid insurance providers.